Start with the likely blockers
Organize the project facts, records, and questions that can hold up a Full Review.
Spend deeper-review dollars with more confidence
A Full Review can add meaningful project-level review cost. Use the pre-screen to decide what needs attention first.
Give your board a clear next step
See a plain-English readiness summary, not a lender approval or a substitute for underwriting.
Your association’s 2026 Fannie Mae warrantability checklist
A board-ready PDF for the documents and questions a Full Review requires.
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Why this is urgent
Fannie Mae’s announced Full Review changes increase the amount of project information lenders may need. That can mean roughly $100–$1,000 of additional project-level review work, depending on the project and lender. This pre-screen is designed as the lower-cost first step.
Read Fannie Mae Letter LL-2026-03 for the underlying rule change.
What the pre-screen is not
It is not a lender decision, legal opinion, insurance opinion, reserve study, or substitute for a lender’s underwriting process.