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Condo lending rules, in plain English

What Fannie Mae's condo standards actually say, what's changing, and what boards and buyers should do about it. Every claim links to the official rule it comes from.

July 30, 2026 · 6-minute read

What Makes a Condo Non-Warrantable? The 8 Triggers That Kill Mortgages

Non-warrantable condos can't get conventional financing. Here are the 8 verified Fannie Mae triggers that flip a building non-warrantable.

July 30, 2026 · 6-minute read

Florida SIRS and Milestone Inspection Deadlines: What Boards Must Do

A plain-English guide to Florida's milestone inspection and SIRS deadlines under statutes 553.899 and 718.112, and what condo boards must do now.

July 30, 2026 · 6-minute read

Is Your Condo on the Fannie Mae "Blacklist"? How to Check in 2026

Learn what Fannie Mae's condo 'blacklist' really means, why it matters for your mortgage, and how to check your building's status in 2026.

July 30, 2026 · 6-minute read

The 15% Reserve Rule: How Fannie Mae's 2027 Standard Changes Condo Lending

Fannie Mae raises the minimum condo reserve requirement from 10% to 15% starting January 4, 2027. Here's what boards and buyers need to know.

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