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Penrith Park Homeowners Association, Inc.

Hwy. 36 & Penrith Way, Bennett, CO, 80102

61/100 · C

Solid, with items to review

A thin public record is the main driver — only 4 of 7 core public-record fields on file.

Based on 4 of 9 public-record signals · How the CondoScore works

Flood exposure73

Structure & age50

Hazards & cost65

Record depth54

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98,988associations tracked
3.6Mhomes covered
FEMA + stateprimary sources
July 2026last updated

We only publish what the public record says. Where the record is blank, we say so — we never fill the gap with an estimate. How we score →

Map location not yet confirmed for this address

The 3-second read

Signals from government records — tap any tile for the source.

Listed from state public records. Details can be incomplete or out of date — a blank means the record doesn't say, not that the answer is no. This directory is not a rating and not a lender's decision.

TypeHOA
Homes175
Street addressHwy. 36 & Penrith Way
ZIP code80102
ManagementMsi, LLC

Public records on file: 5 of 9

56%

Still blank: Stories, Year built, County, Mapped location.

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Know the risks before you buy

Flood claim history — ZIP 80102

No federal flood insurance claims on record for this ZIP code since 1978.

Absence of NFIP claims is not a guarantee of no flood risk. Source: OpenFEMA NFIP claims.

What condo owners pay — state average

  • Colorado average: $552/yr for a condo unit-owner (HO-6) policy — 3% below the U.S. average of $572 (2022, the latest state-by-state study). NAIC
  • Flood is separate: standard condo policies don’t cover flood — NFIP flood policies in Colorado average $987/yr across 15,846 policies in force (June 30, 2026). FEMA

Averages for the geography shown — not a quote for this building. Actual premiums vary by insured value, deductibles, construction, and insurer.

The insurance market in Colorado

  • If the private market says no: Colorado FAIR Plan Association — statewide limited property coverage (created 2023; residential policies since April 2025) after three declinations.

State-level market facts verified against the linked official sources (July 2026) — not a quote or availability determination for this building. Consumer help: Colorado Division of Insurance.

Insurance market in Colorado

Insurer of last resortColorado FAIR Plan (2025) · Statewide (wildfire)
Main catastrophe perilsHail, Wildfire, SCS TORNADO
Surplus lines tax3%
Discount for storm-hardened buildingsNot required
Declines needed before non-admitted cover0

State-level market rules, not a quote for this building. They shape what cover the association can buy and what it costs. NAIC state filings

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Here's exactly what's inside:

  • The CondoScore, plus the signal that drives it
  • Every public record we hold on this building
  • FEMA flood-claim history for this ZIP, and the county hazard rating
  • Typical HO-6 insurance cost near here, and the Colorado market rules
  • Where to request the official documents, with direct links

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What would living here cost per month?

Mortgage (P&I)
Property tax
HO-6 insurance (state average)$46
HOA dues (from the listing — you enter it)$600
Total per month
Household income to keep this under 28%

Your scenario, your math. The HO-6 figure is a geography-level average from state/NAIC filings — not a quote for this building. Dues and special assessments come from the association's own documents — always request the budget, reserve study, and meeting minutes before you sign.

Rules that hit your wallet

  • Aug 3, 2026 — Fannie Mae retires Limited Review: most condo loans need full project review — National Mortgage Professional
  • Jan 4, 2027 — associations must budget at least 15% of assessments to reserves for agency-backed loans — Whiteford client alert
  • Since Jul 1, 2026 — insurance deductibles above $50K can fail a building for financing — condo-approval.com

Why it matters in Colorado: buildings that miss these marks can lose access to normal 30-year mortgages — which shrinks the pool of buyers when you resell. Run the free 5-minute check.

What would a special assessment cost you here?

If Penrith Park Homeowners Association, Inc. ever levied a special assessment — for a roof, structural repairs, or an insurance shortfall — here's the math per home, using the 175 homes on public record:

$2.0M assessment ÷ 175 homes = $11,429 per home

Your scenario, your math — assumes an even split. Actual allocations follow the association's declaration and may weight by unit size or share.

Is Penrith Park Homeowners Association, Inc. mortgage-ready?

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