Timber Creek Townhomes Association
1001 Grand Ave, Glenwood Springs, CO, 81601-3641
Solid, with items to review
Sales history is the main driver — no recorded sales on file for this building.
Based on 5 of 9 public-record signals · How the CondoScore works
The CondoScore is an automated summary of public-record signals. It is not a rating of building safety, not an appraisal, and not a lending or insurance decision.
The 3-second read
Signals from government records — tap any tile for the source.Public records on file: 7 of 9
78%Still blank: Stories, Year built.
Board member or manager at Timber Creek Townhomes Association? Complete your building's profile — free.
Schools nearby
- Glenwood Springs Elementary School0.2 mi
- Glenwood Springs High School0.4 mi
- Yampah Mountain School0.6 mi
- The Yampah Mountain High School Nursery0.6 mi
Distances are straight-line from this building. Enrollment counts come from the federal school directory — no school ratings are published in this data, so none are shown. NCES Common Core of Data
How Timber Creek Townhomes Association compares
That makes it larger than 48% of the 21 Garfield County communities with a home count on record.
Know the risks before you buy
Natural-hazard profile — Garfield County
Overall county risk: Relatively Low compared with other U.S. counties.
FEMA expects natural hazards to cost $29.6M per year across Garfield County as a whole (buildings, people, and agriculture combined).
County-level ratings from FEMA's National Risk Index (Dec 2025 data) — relative to other U.S. counties, not specific to this building.
Flood claim history — ZIP 81601-3641
No federal flood insurance claims on record for this ZIP code since 1978.
Absence of NFIP claims is not a guarantee of no flood risk. Source: OpenFEMA NFIP claims.
What those hazards mean for insurance
- Separate policyFlood. Not covered by standard condo or homeowners policies — flood damage needs a separate NFIP or private flood policy (for both the association and your unit). FEMA FloodSmart
- Typically excludedEarth movement. Landslide and other earth movement are typically excluded from home policies — and usually not covered by earthquake policies either. Specialty coverage only. Oregon DFR
How policies typically treat these perils — not a coverage determination for this building. Check the association’s master policy and your own unit (HO-6) policy.
What condo owners pay — state average
- Colorado average: $552/yr for a condo unit-owner (HO-6) policy — 3% below the U.S. average of $572 (2022, the latest state-by-state study). NAIC
- Flood is separate: standard condo policies don’t cover flood — NFIP flood policies in Colorado average $987/yr across 15,846 policies in force (June 30, 2026). FEMA
Averages for the geography shown — not a quote for this building. Actual premiums vary by insured value, deductibles, construction, and insurer.
The insurance market in Colorado
- If the private market says no: Colorado FAIR Plan Association — statewide limited property coverage (created 2023; residential policies since April 2025) after three declinations.
State-level market facts verified against the linked official sources (July 2026) — not a quote or availability determination for this building. Consumer help: Colorado Division of Insurance.
Insurance market in Colorado
State-level market rules, not a quote for this building. They shape what cover the association can buy and what it costs. NAIC state filings
Get the free Timber Creek Townhomes Association report
Here's exactly what's inside:
- The CondoScore, plus the signal that drives it
- Every public record we hold on this building
- FEMA flood-claim history for this ZIP, and the county hazard rating
- Typical HO-6 insurance cost near here, and the Colorado market rules
- How its size compares with the county and state
- Where to request the official documents, with direct links
One email, no account. We may share your request with a licensed local professional and contact you about this building. Privacy, in plain English.
Line up the work — free to ask, no obligation
Tell us what Timber Creek Townhomes Association needs and we'll connect you with licensed professionals who cover CO.
We share your request only with matching licensed professionals — never sold elsewhere, and no spam. Vendors may pay us for the introduction; that never changes your price. Privacy, in plain English. Are you a vendor? Join the network.
What would living here cost per month?
Your scenario, your math. The HO-6 figure is a geography-level average from state/NAIC filings — not a quote for this building. Dues and special assessments come from the association's own documents — always request the budget, reserve study, and meeting minutes before you sign.
Rules that hit your wallet
- Aug 3, 2026 — Fannie Mae retires Limited Review: most condo loans need full project review — National Mortgage Professional
- Jan 4, 2027 — associations must budget at least 15% of assessments to reserves for agency-backed loans — Whiteford client alert
- Since Jul 1, 2026 — insurance deductibles above $50K can fail a building for financing — condo-approval.com
Why it matters in Colorado: buildings that miss these marks can lose access to normal 30-year mortgages — which shrinks the pool of buyers when you resell. Run the free 5-minute check.
What would a special assessment cost you here?
If Timber Creek Townhomes Association ever levied a special assessment — for a roof, structural repairs, or an insurance shortfall — here's the math per home, using the 22 homes on public record:
Your scenario, your math — assumes an even split. Actual allocations follow the association's declaration and may weight by unit size or share.
Is Timber Creek Townhomes Association mortgage-ready?
Answer 12 plain-English questions and see how this building lines up with Fannie Mae's published standards. Free, no account.
Watch this building
Public records change — SIRS filings, management changes, new disaster declarations. Leave your email and we'll watch Timber Creek Townhomes Association for you.
Free. We'll email you only when something changes. Privacy policy.