The Castle Pines North Homeowners Association, No. 1
7223 Tenby Way, Castle Rock, CO, 80108
Solid, with items to review
Flood-claim history is the main driver — $17K paid across 7 claims in ZIP 80108.
Based on 5 of 9 public-record signals · How the CondoScore works
The CondoScore is an automated summary of public-record signals. It is not a rating of building safety, not an appraisal, and not a lending or insurance decision.
The 3-second read
Signals from government records — tap any tile for the source.Public records on file: 6 of 9
67%Still blank: Stories, Year built, County.
Board member or manager at The Castle Pines North Homeowners Association, No. 1? Complete your building's profile — free.
Flood zone at this address
This zone is outside the high-risk flood area, so flood insurance is usually optional. Mapped by FEMA's National Flood Hazard Layer at this building's location. FEMA NFHL
Schools nearby
- Buffalo Ridge Elementary School0.1 mi
- American Academy0.4 mi
- Timber Trail Elementary School0.5 mi
Distances are straight-line from this building. Enrollment counts come from the federal school directory — no school ratings are published in this data, so none are shown. NCES Common Core of Data
Know the risks before you buy
Flood claim history — ZIP 80108
Federal flood insurance has paid $17K across 7 claims in this ZIP code since 2012. The worst year was 2023 ($15K paid).
ZIP-level history for the whole ZIP code, not this building. Source: OpenFEMA NFIP claims (redacted, public domain).
What those hazards mean for insurance
- Separate policyFlood. Not covered by standard condo or homeowners policies — flood damage needs a separate NFIP or private flood policy (for both the association and your unit). FEMA FloodSmart
How policies typically treat these perils — not a coverage determination for this building. Check the association’s master policy and your own unit (HO-6) policy.
What condo owners pay — state average
- Colorado average: $552/yr for a condo unit-owner (HO-6) policy — 3% below the U.S. average of $572 (2022, the latest state-by-state study). NAIC
- Flood is separate: standard condo policies don’t cover flood — NFIP flood policies in Colorado average $987/yr across 15,846 policies in force (June 30, 2026). FEMA
Averages for the geography shown — not a quote for this building. Actual premiums vary by insured value, deductibles, construction, and insurer.
The insurance market in Colorado
- If the private market says no: Colorado FAIR Plan Association — statewide limited property coverage (created 2023; residential policies since April 2025) after three declinations.
State-level market facts verified against the linked official sources (July 2026) — not a quote or availability determination for this building. Consumer help: Colorado Division of Insurance.
Insurance market in Colorado
State-level market rules, not a quote for this building. They shape what cover the association can buy and what it costs. NAIC state filings
Get the free The Castle Pines North Homeowners Association, No. 1 report
Here's exactly what's inside:
- The CondoScore, plus the signal that drives it
- Every public record we hold on this building
- FEMA flood-claim history for this ZIP, and the county hazard rating
- Typical HO-6 insurance cost near here, and the Colorado market rules
- Where to request the official documents, with direct links
One email, no account. We may share your request with a licensed local professional and contact you about this building. Privacy, in plain English.
Line up the work — free to ask, no obligation
Tell us what The Castle Pines North Homeowners Association, No. 1 needs and we'll connect you with licensed professionals who cover CO.
We share your request only with matching licensed professionals — never sold elsewhere, and no spam. Vendors may pay us for the introduction; that never changes your price. Privacy, in plain English. Are you a vendor? Join the network.
What would living here cost per month?
Your scenario, your math. The HO-6 figure is a geography-level average from state/NAIC filings — not a quote for this building. Dues and special assessments come from the association's own documents — always request the budget, reserve study, and meeting minutes before you sign.
Rules that hit your wallet
- Aug 3, 2026 — Fannie Mae retires Limited Review: most condo loans need full project review — National Mortgage Professional
- Jan 4, 2027 — associations must budget at least 15% of assessments to reserves for agency-backed loans — Whiteford client alert
- Since Jul 1, 2026 — insurance deductibles above $50K can fail a building for financing — condo-approval.com
Why it matters in Colorado: buildings that miss these marks can lose access to normal 30-year mortgages — which shrinks the pool of buyers when you resell. Run the free 5-minute check.
What would a special assessment cost you here?
If The Castle Pines North Homeowners Association, No. 1 ever levied a special assessment — for a roof, structural repairs, or an insurance shortfall — here's the math per home, using the 424 homes on public record:
Your scenario, your math — assumes an even split. Actual allocations follow the association's declaration and may weight by unit size or share.
Is The Castle Pines North Homeowners Association, No. 1 mortgage-ready?
Answer 12 plain-English questions and see how this building lines up with Fannie Mae's published standards. Free, no account.
Watch this building
Public records change — SIRS filings, management changes, new disaster declarations. Leave your email and we'll watch The Castle Pines North Homeowners Association, No. 1 for you.
Free. We'll email you only when something changes. Privacy policy.